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Hamilton Mortgage Broker – Home Loans & Insurance Advice

Helping home buyers, families, and business owners in Hamilton and the Waikato with expert mortgage and insurance advice.

A Hamilton mortgage broker can make the difference between a stressful home loan process and a smooth, successful one. At Mortgage & Insurance NZ, we’re here to guide you step by step — whether you’re buying your first home, refinancing, or protecting your family with the right insurance.

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Why Choose Us as your Hamilton Mortgage Broker?

✅ Independent advice tailored to you

✅ 100% free service for home loans

✅ We work with major New Zealand banks & lenders

✅ Support with insurance for you, your family, or your business

Andre helped me immensely with a potential issue in my mortgage approval - he took a lot of time and went the extra mile to explain things and proactively provided a solution to me. I am very grateful with the help and just the peace of mind he gave during a stressful process
someone doing calculations with their coffee
Bevan Kosasih

How can a Top Hamilton Mortgage Broker Help

First Home Buyers → Learn about deposits, KiwiSaver, and getting your first loan approved.

Refinancing & Switching → See if you can save money on your current mortgage.

Personal Insurance → Protect what matters most with life, health, and income protection.

Business Lending → Flexible options for self-employed and small business owners.

Business Insurance → Protect your business with cover for key people, income, and business continuity.

I am beyond grateful for the incredible service provided by Andre. From our very first conversation, he made the entire mortgage process so smooth and stress-free. His communication is always prompt, clear, and reassuring, and he took the time to walk me through every step with patience and expertise. I couldn’t have asked for a more professional and dedicated broker. If you want a seamless experience and expert guidance, I highly recommend Andre. 🙂
Jenny Kweon

Meet Andre – Your Hamilton Mortgage Broker

Andre Stokes is a dedicated Hamilton mortgage broker with years of experience helping Kiwis buy their first home, refinance, or invest in property in the Waikato. Andre takes the time to understand your goals and works with a wide range of New Zealand lenders to find the best options for you.

He offers you:

  • Stress-free mortgage guidance
  • Local knowledge of Hamilton & Waikato lenders
  • Expert insurance advice for home, life, and income protection
  • A transparent process with no hidden surprises

Whether you’re a first-time buyer or looking to restructure your loan, Andre’s practical advice and local knowledge make the process simple and stress-free.

Andre Stokes Hamilton Mortgage Broker

Frequently Asked Questions

What does Mortgage & Insurance NZ do?

We help Kiwis secure home loans, refinance their mortgages, and protect their families with personal insurance. Our role is to make the whole process clear and stress-free.

Do you work with first-home buyers?

Absolutely. We guide you through KiwiSaver, deposits, and lender requirements so you know exactly what your options are.

How much does it cost to use a mortgage adviser?

In most cases, our service is free because we’re paid by the lender once your loan settles. If any fees apply, we’ll always tell you upfront.

Can you help if I’ve been declined by a bank?

Yes. We work with multiple lenders who have different criteria, and we can often find solutions that your main bank can’t offer.

Do you offer appointments outside normal business hours?

Yes — we’re flexible. Evening and weekend appointments are available to suit your schedule.

Take the First Step with a Hamilton Mortgage Broker

Whether you’re buying, refinancing, or investing, our advice is free, friendly, and tailored to your situation. Booking a consultation with a Hamilton mortgage broker means you get clear, unbiased guidance and access to a wide range of lenders—all in one place.

Start your journey today and see how working with a Hamilton mortgage broker can save you time, money, and stress.

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What Our Clients Say

Andre is amazing to deal with. Very prompt and efficient! Great with communication and knows what he's doing!  Would recommend to anyone wanting their first home or sorting their mortgage! 
Melissa Henderson
100% would recommend Andre. Thanks to him, my partner and I bought our first house. He was so helpful. Gave us all the information that we needed. Communication with Andre was great. Always got back to us with promptly.Thank you Andre for making our first experience to buy our first home so easy and enjoyable.   
Kat Poutu
100% would recommend Andre. Thanks to him, my partner and I bought our first house. He was so helpful. Gave us all the information that we needed. Communication with Andre was great. Always got back to us with promptly.Thank you Andre for making our first experience to buy our first home so easy and enjoyable.   
Kat Poutu
Andre is awesome! Helped us through the madness of buying our first home, professional, knowledgeable, responded quickly to our questions and he has a great sense of humour. From Anton and Jess....  A BIG THANK YOU!!! 
Anton & Jess Atkins
Awesome service. Great communication. Highly recommended Andre if your looking for a good mortgage broker
Cara Healy
Amazing service. Thank you Andre!! Andre helped us get into our first home then recently another loan. He made the process so easy even though my wife & I did not no much about the process at all. Andre knew how to speak our language & he related to us well. He made sure we understood everything we signed & was very patient with us. Never made us feel like we were a burden.
Samuel Donaldson
I have used Andre’s services over the past five years and in that time he has been a huge help to myself and many friends and family who I have referred. He continually goes above and beyond to ensure great results and has been successful every time. I purchased property whilst overseas and he made this complicated process go smoothly with his skilled and friendly approach. Andre’s vast knowledge has helped me with ventures as a first home buyer and residential investment, through to formulating complicated proposals for a renovation and relocation project. I easily trusted him to sort all of my home and construction insurance. He was also a fantastic contact while I was in commercial sales as he was always readily available for my clients. His turnover time for work is outstanding. I couldn’t recommend a more talented and proficient broker than Andre and his company Mortgage & Insurance New Zealand.
Paul Budd
Andre is so great to work with, awesome service. Thanks Andre Stokes
Leia Cree
Andre has been my broker for over 5 years now and provides an excellent service
Robbie Whiteman
We have been with Andre for over 12 years and he has been there for all our mortgage needs with easy email reminders when any fixed rate needs reviewing and getting us the best rate out there, Top bloke ! Way easier than dealing with banks.
Craig Mullan
Service & knowledge is outstanding. Always delivers the best results. Highly recommend!
Oliver Friedlich
I appreciate the efficiency, the availability and genuine concern expressed by our Broker Andre Stokes. Nothing is ever too small or complicated for him to act on our behalf and take away the stress of paperwork involved with our insurance premiums and several claims this year.
Yvonne Buchan
Never had an easier experience than with Andre! Nothing is ever an issue, and he's there 24/7! Definitely comes with a high recommendation.
Nick Clasper
Andre is very helpful.
Kalarathan Kandiah

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We’re happy to talk through your situation and explain what may be possible.
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