Boost Your Future: Smart KiwiSaver Tips

  1. Start Early: Benefit from compound interest.
  2. Employer Contributions: Contribute the minimum percentage to get the full employer match.
  3. Government Contributions: Contribute $1,042.86 yearly to get the maximum $521.43 government contribution.
  4. Choose the Right Fund: Match your risk tolerance and investment timeline.
  5. Regularly Review Your Fund: Regularly check your KiwiSaver to ensure your fund aligns with your goals.
  6. Increase Contributions: Increase your contribution rate to boost savings faster.
  7. Seek Professional Advice: Consult a financial advisor to personalise your KiwiSaver strategy.
  8. Stay Informed: Stay updated on KiwiSaver changes to maximise savings.
  9. Diversify Investments: Spread risk and potentially increase returns.
  10. Plan for Withdrawals: Know withdrawal conditions for homes or retirement to plan savings.

Secure Your Future: KiwiSaver Providers for Kiwis

Are you worried about relying solely on New Zealand’s pension for retirement? KiwiSaver offers a solution.

KiwiSaver is a voluntary savings plan to help you save for your future. You can join before you turn 65. Pick the scheme that fits you and choose your rate. Whether your contributions are deducted from your pay or made voluntarily, they are invested to grow your savings over time.

Typically, your KiwiSaver savings are locked until you’re 65 for NZ Super. However, if you joined KiwiSaver after 60, they’re usually locked for five years. In some cases, early withdrawal of part or all of your savings may be possible.

At Mortgage and Insurance NZ, we can assist you in enrolling with top providers. Whether you’re saving for your first home or planning for retirement, we’re here to help you every step of the way. Don’t leave your financial future to chance. Take control now by enrolling in KiwiSaver.  Book your free consultation now and start building the future you deserve.

Discover KiwiSaver

Securing your financial future with KiwiSaver is a smart move. You can join at any time before you turn 65.

Pick the scheme that works for you and choose your contribution rate.

Your money, whether taken from your pay or given voluntarily, will grow. While you usually can’t touch it until you’re eligible for NZ Super or have been a member for five years after you turn 60, there are some cases where you can take out your savings early.

It’s all about planning for the long term and making sure you’re prepared for whatever life throws your way.

So why wait? Join KiwiSaver today and start building your nest egg for the future!

Unlock your financial future with KiwiSaver! Join now and choose your scheme, contribution rate, and start building your retirement savings today. Don’t miss out—take control of your future now!
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