First Home Buyers
Home Loan Application NZ: What Banks Look At
A home loan application in NZ can feel daunting, especially if you’re not sure what lenders are actually assessing behind the scenes. The good news
20/01/2026
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Hamilton Mortgage Advice: Tag: mortage broker
Welcome to Hamilton Mortgage Advice, your go-to source for expert insights on mortgages, refinancing, KiwiSaver, and insurance. Our blog helps homeowners, first-home buyers, and investors in Hamilton and across New Zealand make smarter financial decisions. Browse our latest posts for tips, guides, and practical advice.
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Budgeting
How to Avoid Overspending During the Holidays NZ
If you’re trying to avoid overspending during the holidays NZ, you’re definitely not alone. Kiwis all over the country feel the squeeze in December —
02/12/2025
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First Home Buyers
How Much Can I Borrow for a Mortgage in Waikato?
Learn how much you can borrow for a mortgage in Waikato and practical tips to increase your deposit, reduce debt, and improve your chances with lenders.
01/09/2025
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First Home Buyers
Mortgages in NZ: A Simple Guide for First-Home Buyers
Confused about mortgages in NZ? This simple guide explains how they work, what lenders look for, and tips for first-home buyers.
25/08/2025
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Budgeting
Can I You Pay Off Mortgage Early in New Zealand?
Many homeowners wonder if they can pay off their mortgage early in New Zealand and what the benefits or challenges might be. Paying off your home loan sooner can save you thousands in interest and give you financial freedom—but it’s important to understand the rules, fees, and strategies involved before making extra repayments.
18/08/2025
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First Home Buyers
Why You Need a Lawyer When Buying a Home in New Zealand
Buying a home in New Zealand? A lawyer can help you navigate contracts, conduct title searches, and manage KiwiSaver withdrawals—ensuring your purchase is safe and stress-free.
10/02/2025
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Understanding Mortgage Refinancing: Is It Right for You?
Learn about mortgage refinancing in New Zealand, its benefits, costs, and whether it’s the right choice for you. Get tips on how to refinance and save money.
01/09/2024
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Understanding New DTI Rules in New Zealand: What Home Buyers and Investors Need to Know
Learn about New Zealand’s new DTI rules effective July 1st, 2024, impacting home buyers and property investors. Understand borrowing limits, financial stability, and strategic planning tips.
11/07/2024
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New Year, New Start
As we step into a new year, it’s the perfect time to reflect on our financial well-being and set goals that pave the way for
09/01/2024
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