First Home Buyers
How Much Can I Borrow for a Mortgage in Waikato?
Learn how much you can borrow for a mortgage in Waikato and practical tips to increase your deposit, reduce debt, and improve your chances with lenders.
01/09/2025
No Comments
Hamilton Mortgage Advice: Tag: Refinance Mortgage Broker NZ
Welcome to Hamilton Mortgage Advice, your go-to source for expert insights on mortgages, refinancing, KiwiSaver, and insurance. Our blog helps homeowners, first-home buyers, and investors in Hamilton and across New Zealand make smarter financial decisions. Browse our latest posts for tips, guides, and practical advice.
Want personalised mortgage or insurance advice? Book Your Free Consultation Today
Read More »
First Home Buyers
Mortgages in NZ: A Simple Guide for First-Home Buyers
Confused about mortgages in NZ? This simple guide explains how they work, what lenders look for, and tips for first-home buyers.
25/08/2025
No Comments
Budgeting
Can I You Pay Off Mortgage Early in New Zealand?
Many homeowners wonder if they can pay off their mortgage early in New Zealand and what the benefits or challenges might be. Paying off your home loan sooner can save you thousands in interest and give you financial freedom—but it’s important to understand the rules, fees, and strategies involved before making extra repayments.
18/08/2025
No Comments
First Home Buyers
Why You Need a Lawyer When Buying a Home in New Zealand
Buying a home in New Zealand? A lawyer can help you navigate contracts, conduct title searches, and manage KiwiSaver withdrawals—ensuring your purchase is safe and stress-free.
10/02/2025
No Comments
Mortgage
The Ultimate Guide to Refinancing Your Home Loan in New Zealand
Refinancing your home loan is a big decision that could save you money and help you reach your financial goals sooner. Whether you want to
21/10/2024
No Comments
The Impact of Interest Rate Changes on Your Mortgage
Learn how interest rate changes by the Reserve Bank of New Zealand impact your mortgage repayments and discover tips to manage rising rates effectively.
13/09/2024
No Comments
A Guide for First Home Buyers: Securing the Best Mortgage
Discover how first home buyers can secure the best mortgage rates in NZ. Get expert tips on working with a mortgage broker and understanding the process.
06/09/2024
No Comments
Top Mortgage Trends in New Zealand for 2024: What Homebuyers Need to Know
Discover the top mortgage trends in New Zealand for 2024, including interest rates, lending criteria, and popular mortgage types for homebuyers.
04/09/2024
No Comments
Understanding Mortgage Refinancing: Is It Right for You?
Learn about mortgage refinancing in New Zealand, its benefits, costs, and whether it’s the right choice for you. Get tips on how to refinance and save money.
01/09/2024
No Comments
Understanding New DTI Rules in New Zealand: What Home Buyers and Investors Need to Know
Learn about New Zealand’s new DTI rules effective July 1st, 2024, impacting home buyers and property investors. Understand borrowing limits, financial stability, and strategic planning tips.
11/07/2024
No Comments
What’s so great about a Mortgage Broker
Why Choosing a Mortgage Broker in Hamilton is Your Key to Homebuying Success Are you considering purchasing a home in Hamilton? As you navigate the
24/04/2024
No Comments
New Year, New Start
As we step into a new year, it’s the perfect time to reflect on our financial well-being and set goals that pave the way for
09/01/2024
No Comments